Paying with your phone has become one of the easiest and fastest ways to check out — especially at restaurants where speed matters. If you’re headed to Chipotle and wondering whether they accept Apple Pay, here’s a clear, direct answer.

This guide explains where and how you can use Apple Pay at Chipotle, including in-store, in the app, and online. Plus, we’ll cover how to set it up and what to do if it doesn’t work.

Does Chipotle Accept Apple Pay?

Does Chipotle Accept Apple Pay?

Yes, Chipotle accepts Apple Pay. You can use it:

  • In-store at most Chipotle locations
  • In the official Chipotle app for iPhone
  • Online, through Safari on Apple devices

Whether you’re picking up lunch or ordering delivery, Apple Pay can help you check out faster and more securely.

How to Use Apple Pay at Chipotle In-Store

Using Apple Pay at a Chipotle counter is easy and takes just a few seconds. Most locations have NFC-enabled terminals, which work with tap-to-pay systems like Apple Pay.

To pay with Apple Pay at Chipotle:

  • Make sure you have Apple Pay set up on your iPhone or Apple Watch
  • Order your food as usual
  • At checkout, hold your device near the payment terminal
  • Use Face ID, Touch ID, or your passcode to approve the payment
  • Wait for the checkmark and vibration, which means payment is complete

You don’t need to open any app — just unlock your phone and hold it near the reader when prompted.

Can You Use Apple Pay in the Chipotle App?

Can You Use Apple Pay in the Chipotle App?

Yes, the Chipotle app supports Apple Pay. This means you can order ahead and pay without entering card details every time.

Steps to use Apple Pay in the app:

  • Download or open the Chipotle app on your iPhone
  • Log in or create an account
  • Select your items and go to checkout
  • Choose Apple Pay as your payment method
  • Complete the payment using Face ID or Touch ID

This works for pickup, delivery, and curbside orders, and you’ll still earn Chipotle Rewards points when paying with Apple Pay.

Can You Use Apple Pay for Online Chipotle Orders?

Yes — but only when using Safari on an Apple device.

If you’re ordering Chipotle online from your iPhone, iPad, or Mac, you can:

  • Visit chipotle.com using Safari
  • Build your order and proceed to checkout
  • If supported, select Apple Pay when it appears as a payment option
  • Approve the payment with your usual Apple device method

Note: Apple Pay may not appear in Chrome or other browsers, so it’s best to stick with Safari for this feature.

Why Use Apple Pay at Chipotle?

Here are a few reasons customers prefer Apple Pay at restaurants like Chipotle:

  • Fast – Tap and go without entering your PIN or handling cash
  • Contactless – No touching payment terminals
  • Secure – Uses encrypted, tokenized payment data
  • Private – Your card info is never shared with Chipotle
  • Cashback – If you use Apple Card with Apple Pay, you can get Daily Cash rewards

If you’re ordering food regularly, it’s a simple way to speed things up.

What If Apple Pay Doesn’t Work at Chipotle?

If Apple Pay fails at checkout, here are a few possible reasons:

  • The terminal may be temporarily down or not support NFC
  • Your phone’s wallet may not be set up correctly
  • The cashier may not have selected the right option on their system
  • You might need to unlock your phone or try a different card

To avoid issues, carry a backup payment method, especially at new or recently opened Chipotle locations.

Other Payment Options Does Chipotle Accept

In case Apple Pay isn’t available at your location, Chipotle also accepts:

  • Credit and debit cards (Visa, MasterCard, etc.)
  • Cash (in-store only)
  • Chipotle gift cards
  • PayPal (in-app only, at select locations)
  • Google Pay (where supported)

You can check your store’s specific options in the app or by calling ahead.

Final Thoughts

Chipotle supports Apple Pay in most of its restaurants, on its iPhone app, and even online through Safari. Whether you want to avoid touching payment terminals or simply check out faster, Apple Pay is a smart way to pay.

Make sure it’s set up on your phone, look for the contactless symbol at checkout, and tap to pay — that’s it.

If you’ve used Apple Pay at Chipotle or have tips for smoother checkout, feel free to share your experience in the comments below.